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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.90
$10.20
$10.50
$10.80
$11.10
$11.70
$12.30
$12.90
$13.50
$13.80
$14.40
$15.30
$16.20
$16.80
$17.70
$18.60
$19.50
$20.40
$21.90
$23.10
$24.60
$25.80
$27.60
$29.40
$31.50
$33.60
$36.30
$39.00
$42.60
$47.10
$51.60
$56.70
$64.50
$71.40
$79.50
$87.90
$97.50
$108.00
$120.00
$133.20
$147.90
$163.20
$197.10
$216.30
$237.30
$260.40
$285.90
$314.10
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.80
$20.40
$21.00
$21.60
$22.20
$23.40
$24.60
$25.80
$27.00
$27.60
$28.80
$30.60
$32.40
$33.60
$35.40
$37.20
$39.00
$40.80
$43.80
$46.20
$49.20
$51.60
$55.20
$58.80
$63.00
$67.20
$72.60
$78.00
$85.20
$94.20
$103.20
$113.40
$129.00
$142.80
$159.00
$175.80
$195.00
$216.00
$240.00
$266.40
$295.80
$326.40
$394.20
$432.60
$474.60
$520.80
$571.80
$628.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$24.60
$24.60
$24.60
$24.60
$24.60
$24.60
$24.60
$24.60
$24.60
$24.60
$24.60
$24.60
$24.60
$25.20
$25.80
$27.00
$27.00
$28.80
$28.80
$30.60
$31.80
$33.00
$34.20
$35.40
$37.20
$39.00
$40.80
$43.20
$45.60
$47.40
$50.40
$51.60
$55.20
$57.60
$61.20
$64.80
$68.40
$73.20
$78.00
$82.80
$88.80
$95.40
$102.00
$112.20
$122.40
$134.40
$147.60
$166.80
$184.80
$205.20
$227.40
$250.80
$277.80
$308.40
$341.40
$376.80
$417.00
$501.00
$550.80
$604.20
$662.40
$725.40
$795.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov